Tokenization– The Silent Guardian of Payment Security

Let’s say you’re running an online store. Business is booming until one day, you receive news that your customer data has been breached. Card details, personal information—it’s all out there. The cost isn’t just financial; your reputation takes a hit, and customer trust vanishes overnight. Only if you had a system in place where even …

Payments: The Pulse of the Digital Economy

Every thriving digital economy rests on one critical foundation: payments. They are the invisible rails of commerce, connecting consumers to businesses, enabling governments to deliver services, and powering the financial inclusion of millions across the world. In the past, payments were seen as a back-office process, a necessary but invisible function. Today, they have become …

Faster Payments with AI and Automation

The payments industry is undergoing a profound transformation, driven by advancements in artificial intelligence (AI) and automation. Across sectors like retail, healthcare, and logistics, organizations are leveraging these technologies to streamline payment workflows, enhance fraud detection, and improve operational efficiency. This article explores the research-backed impact of AI and automation on payment systems, highlighting their …

Understanding Payment Gateways and Payment Processors: A Guide for Product Managers

In the rapidly evolving digital payment landscape, “payment gateway” and “payment processor” are often used interchangeably, yet they play distinct roles in the transaction process. As a product manager working in the payment industry, understanding the differences between these two components is crucial for designing and managing effective payment solutions. This article delves into what …

Tech Giants in Finance: A New Era of Banking and Payments

I hope you had a great time with your friends and family over the holidays. I can’t wait to see what this year has in store. In today’s newsletter, we turn our attention to a fascinating development in the financial landscape – the rush of tech giants into the finance sector. This shift is not …

Driving Change in the Payments Industry: The Power of Talent

The payments sector has undergone substantial transformation in recent years, and the rate of change is only accelerating. Building an agile workforce that can drive growth and innovation in this evolving landscape requires reimagining your talent agenda. In this report, as part of our Paytech series, we are exploring what the talent agenda in payments …

INTEGRATING DATA ON THE FLY?

For a thousand reasons, data gallops around the corporation like a cackling wicked witch on Halloween that is on a caffeine high. Unintegrated data is everywhere and it needs to be integrated before it can become useful. If left unintegrated, the data will be interpreted and used improperly. So there is a question that naturally …

Data Integration in Business Intelligence

Business intelligence is among the most innovative technological solutions of our era. It converts raw, previously useless data into valuable, analytics-ready insights for decision-making and enterprise planning. It’s thus no surprise that the global BI market is set to attain a global market value of $42.95 billion by 2028. However, note that, although BI tools …

A Unique Approach to Data Governance

Albert Einstein once said that if he had an hour to solve a problem, he’d spend 55 minutes thinking about the problem and five minutes thinking about the solution. Borrowing from the master, I’d suggest that if I had an hour to solve some data governance or data security task, I’d spend 55 minutes curating …

The new era of chiplet-based semiconductor architecture is fueling automotive transformation

The semiconductor industry has entered a new era of chip design, moving from monolithic processors to multi-tile or chiplet packages. This kind of disaggregated architecture promises higher flexibility and time-to-market advantage while maintaining cost-effectiveness. This is a big shift not only in client devices and server processors, but I believe, in the automotive sector where …