Should a retail #CBDC infrastructure be based on #DLT or conventional technology? And should it involve digital #tokens inspired by #cryptocurrencies?

The below graph maps out the possible combinations.  Conventional database often achieve hashtag#resilience by storing data over multiple physical nodes, but all are controlled by a top node. By contrast, in many DLT-based systems, the ledger is jointly managed by all nodes. The communication needed to achieve hashtag#consensus between these nodes is the main reason […]

A bank financing the 21st century economy must act as an accelerator of the energy transition

Since the international community became acutely aware of the need for urgent action to limit global warming, and 195 countries signed up to the Paris Agreement in 2016, the world has embarked on a process of transition towards low-carbon energy. Switching from a high-energy-consuming economic system to a less energy-intensive, more sustainable model will require a balancing […]

AI & Blockchain: An Introduction

At the kind invitation of Rob May and the Botchain team, I had the opportunity recently to keynote Brains and Chains, an interesting conference in New York exploring the intersection of artificial intelligence and blockchain. This is both an exciting and challenging topic, and the goal of my talk was to provide a broad introduction to kick […]

Do car salesman have a future?

Yesterday, a friend went to a premium brand dealership, showing interest on a specific model. It was a first approach and he was surprised by the salesman starting the conversation by price and discount. The potential Customer was immediately invited to sit at a desk and to discuss buying details. In the digital age, Customers […]