Educators promote parental involvement in education plans

WASHINGTON COUNTY, Md. – Toni Nelson is the coordinator of the Family Support Resource Center, and she assists parents of children and young adults with special needs. However, she too, has personal experience in the matter. “My son completed his education at the age of 21, and that encouraged him to get more job skills,” […]

What Price Cybersecurity? – A Series of Essays Discussing the True Costs of Cybersecurity

As a Government Contracts consultant I frequently interact with clients concerning various requirements in their contracts. Often this means interpreting the requirement(s) and advising my client with respect to what they are contractually obligated to do so as to comply with various requirements. Often this leads me down rabbit holes – and as Lewis Carrol […]

The Bermuda Triangle: poor financial knowledge

The good news first: Germans are putting their money away for a rainy day again. While they saved EUR 9 on average out of EUR 100 in 2013, it was already EUR 9.70 in 2016 with a continuing upward trend, as the Federal Statistical Office’s calculations for the first quarter of 2017 show. Germans are […]

5 Benefits of Social Media for Your Small Business

Due to the sheer volume of users and potential reach, Facebook has become the largest online advertiser behind Google’s parent company, Alphabet. And they aren’t alone. Big business adoption of social media as a viable marketing channel has given brands unprecedented access to consumers and these platforms are responding. Social media giants like Facebook, Instagram, […]

Fintech and the power of Financial Inclusion in the developing world.

The industrial revolution was a revelation for many countries whose economies were able to advance at speeds not seen before. An unfortunate side effect of this was that the disparity between growth in the developed world and growth in the developing world, started to polarize exponentially at the same time and ultimately wealth and technical […]

The Biggest Challenges Facing Financial Services: Mindset and Metrics

For all of the technical challenges in digitally transforming (DX) financial services, it turns out that human beings are the most formidable puzzle piece of all. That’s because, if you dig deep enough into digital maturity — the end game of transformation — you realize that achieving it requires a radical, almost antithetical shift in […]

A bank financing the 21st century economy must act as an accelerator of the energy transition

Since the international community became acutely aware of the need for urgent action to limit global warming, and 195 countries signed up to the Paris Agreement in 2016, the world has embarked on a process of transition towards low-carbon energy. Switching from a high-energy-consuming economic system to a less energy-intensive, more sustainable model will require a balancing […]

AI & Blockchain: An Introduction

At the kind invitation of Rob May and the Botchain team, I had the opportunity recently to keynote Brains and Chains, an interesting conference in New York exploring the intersection of artificial intelligence and blockchain. This is both an exciting and challenging topic, and the goal of my talk was to provide a broad introduction to kick […]

A blockchain explanation your parents could understand

It’s happening in an increasingly frequent manner: “Jamie, explain this blockchain stuff to me. I’ve read a bunch of articles and I’m no wiser.” The problem with most blockchain explainers is that they provide more detail than what matters to most people, using language that is foreign to most people, which winds up leaving people […]