What is Artificial Intelligence in FinTech

As artificial intelligence (AI) starts to enter the financial technology (fintech) sector, there is a lot of buzz and excitement around what it could mean for the future. Artificial intelligence is the next frontier in fintech, and it is changing the way we do banking. Imagine a financial world where you can open an account …

Is fintech-banks convergence inevitable?

Fintech: Born to Challenge The very beginning of the fintech movement can be traced to 2008 financial crisis and later attempts for the reinvention of financial services by leveraging digital technologies. Since its inception fintech was challenging the status quo of the financial industry. It used to promise (and still does so) to change the …

The Biggest Challenges Facing Financial Services: Mindset and Metrics

For all of the technical challenges in digitally transforming (DX) financial services, it turns out that human beings are the most formidable puzzle piece of all. That’s because, if you dig deep enough into digital maturity — the end game of transformation — you realize that achieving it requires a radical, almost antithetical shift in …

A bank financing the 21st century economy must act as an accelerator of the energy transition

Since the international community became acutely aware of the need for urgent action to limit global warming, and 195 countries signed up to the Paris Agreement in 2016, the world has embarked on a process of transition towards low-carbon energy. Switching from a high-energy-consuming economic system to a less energy-intensive, more sustainable model will require a balancing …

AI & Blockchain: An Introduction

At the kind invitation of Rob May and the Botchain team, I had the opportunity recently to keynote Brains and Chains, an interesting conference in New York exploring the intersection of artificial intelligence and blockchain. This is both an exciting and challenging topic, and the goal of my talk was to provide a broad introduction to kick …

A blockchain explanation your parents could understand

It’s happening in an increasingly frequent manner: “Jamie, explain this blockchain stuff to me. I’ve read a bunch of articles and I’m no wiser.” The problem with most blockchain explainers is that they provide more detail than what matters to most people, using language that is foreign to most people, which winds up leaving people …